I was contacted by Midland's attorneys, Pressler and Pressler LLP, as of last year, they supposedly took me to court and placed a judgement against me. However I never received a summons or a form stating I needed to appear in court. Like everyone has said that's what they hope for. If you don't appear they win by default. Which was my case. If I don't know about court then I can't appear.
However I have been doing a ton of research. What everyone needs to do is send a Validate the Debt form to the attorney or the company. They must be able to prove that it is your debt. And not just a statement, which they could get anywhere online. Follow this web link http://www.creditinfocenter.com/rebuild/debt_validation. Shtml, it will explain the validate debt letter. I sent mine today via certified mail with a return receipt. The website I got the letter from has very good information on everything about companies like these. It also has the form "Vacate a Judgement". Which I will be filing if I do not receive all of the correct information from my Validate debt form.
I do believe that we should all get together via email and get prepared to file a civil action lawsuit. This way maybe once, we could stop someone from taking advantage of us. I am not saying that I do not owe a debt, I am saying that I will not pay to a company who isn't actually going to pay the original company and who is adding way more money on the debt than possible. If anyone has any questions feel free to email me at [removed]
Thank you to all and God Bless
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