Wells Fargo Loss and Mitigation Dept in Fort Mill, SC is commiting fraud. They have even gone as far as to tell us the repayment documents they sent did not represent what they had on file. They were all on company letterhead sent via overnight service. This was after a telephone conference with FHA organization in my county.
The FHA case worker spoke with Wells Fargo myself and my husband via a telephone conference July. We were instructed to provide a 2700.00 down payment in August with subsequent payments of over 925.00/month. We complied sending everything certified and well before the stated due date as noted on our repayment plan.
My husband and I both lost our jobs and fell behind on our mortgage. We don't have an ARM or a large house or house payment. Many people think those of us in the foreclosure crisis did just that. We have a 2/3 bedroom 1100 sq ft home that with a payment that was less than a grand a month.
Wells Fargo may be servicing our FHA loan but they aren't doing it legally. I am not going to rehash my 3 year time line with this company, YES THREE YEARS!!! I read the statement posted by Javier and our experience was eerily similar. We have encountred similar issues where we were told many different things in a weeks time depending with whom we spoke.
The cs reps do have scripts and speaking to a supervisor or manager who has their hand in whatever is happening is a waste of time (this is directed at Michael of New York, Utah). Wells fargo is telling mortgators one thing and FHA another... Just like a snake with a forked tongue or a demonic two faced entity.
Corporate america is using its large amounts of money, legal double talk and power to screw lots and lots of people. There needs to be a class action suit. Even if we have to leave our house I am planning to file charges against Wells Fargo. This is bull*!!!
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