My personal checks have been declined more than once in stores in my small community! I have called the toll free numbers given to me and they conferm the fact there is really no reason to reject my personal checks that can be found in their files... Seems now the ONLY reason is that my bank (credit union) refuses to disclose to them or any one other than the account holder the amount of funds in checking and or savings accounts. I spoke to my credit union and I was told that Telecheck knows better than to ask for such information because the credit union is obligated to protect their clients private information. I was also informed that not only credit unions have this policy but many banks are taking on the same policy.
For those that state... Who writes checks any more? Many people write checks because they feel safer doing so. Period! My other complaint about Telecheck... The practice of stores running personal checks threw their Telecheck scanner with no requirement of the check being completely filled out or signed per the check writer and no ID of any form requested!!! That is complete insanity... Any one can steal checks and have a shopping field day.
If there is a law suit against Telecheck I will jump in... Not for any money but to slap Telecheck back down to earth and to quit causing shame to honest people. It is terrible to be declined per Telecheck in a local store, treated like a criminal by some and listen to other customers snicker as one calls Telecheck in the store to find out what the heck and still be turned down. Small communities gossip and I am sure my name has been slandered horribly!
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