This was a refinance loan with consolidation of debt. When we were first ready to close, we were told we would need to pay at closing. We told the mortgage broker that we wanted to cancel the deal because we did not want to pay at closing. They came back and put a 1340.00 broker to borrower credit on the HUD so that we did not have to pay at closing. We signed that HUD. We received the final HUD and checks to creditors 12 days later and on the final HUD, they removed one of the creditors, for 917.00, and reduced the broker to borrower credit to 333.83. Other amounts on the HUD did change as well, minor, except for the additional interest my first mortgage company charged because they took so long to fund the money. I called the manager of Pacific Coast Mortgage and he stuttered and basically said they had to drop the creditor or the lender would not fund.
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