My home loan was sold to Aurora Loan Services in December to start with them January. On January 4 about mid-morning I received a phone call from them asking abut my payment for January despite the fact that my payment is not considered late until after the 16th of the month. But this was only 3 days after the January 1 holiday. At the time I thought, wow, they are hungry for money, but I let it go and continued to pay my mortgage for the remainder of the year on time and before the 16th.in January I was a laid off my job and had only saved about 2 months reserve to fall back on.in March I was out of reserve and made a partial payment to Aurora leaving a balance do for March of $600. Aurora immediately began reporting me to the credit bureaus indicating that I owed them anywhere from $3,000 to upwards of $5,000. And on top of that the amounts varied every month. It sees that they were just pulling different amounts from the sky and saying that was what I owed. These completely fabricated reporting have ruined my credit so I refinance or can't get another company to buy my loan from them. These deceptive accounting practices have caused me nothing but nightmares and unrest. They have refused to work with me and I'm about to loose my home. They saw an opportunity to prey on the weak they completely took advantage of it. How does one calculate $5,000 from $600? From other stories I've read it seems to start with any homeowner who has just a little bit of trouble making full payments to them no matter the circumstance or whether the homeowner later rectifys that circumstance. Aurora practices seem to be that they are hell bent on not giving the homeowner a chance but would rather foreclose and leave a family homeless than work with them all the while they have make the problem worse by reporting incorrect information to the credit bureaus, thus affecting the homeowners ability to move forward because Aurora have lied. They are cheats and a ripoff!
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