These are tough economic times, as we all know.
I work for a company whose main customer is Whirlpool. Here where I live, Whirlpool has consistently laid people off over the past year. The most recent lay-off was 700 people.
In desperation, (because I don't have good credit, and couldn't obtain a debt-consolidation loan from my bank, of thirty-one years;) I turned to payday web sites, that could quickly loan me money, in small amounts: I borrowed:
! 50.00, on two different sites, (which both turn out to be fraudulent,) and one legitimate site; $200.00...
I am prepared to do several things:
My bank will investigate monies taken from my checking account, without my consent. They will dispute the action and return the money to my account, because I AM a customer in good standing with the bank.
The next step that I will take is to see my local Prosecuting Attorney, and show him the sites that I've found, telling me that these are not legitimate lenders. I may not have great credit, but I do have a GREAT bank, and direct dposit, which shows the bank, I am not a "scam artist."
These people need to be taught a lesson about preying on the weak and needy.
I, for one, will not back down. I will stand my ground.
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