On september 26th I applied for a payday loan and when I went to the bank to make a withdrawal on oct 5 my account was overdrawn so I then contacted the bank who informed me this has been happening to alot of people when they sign up for payday advances online.
I saw the company's name while checking my online banking and found the name "USA Credit" debit for $149.95 which I knew was fraudulent because for one I only go to the atm to withdraw cash so no one has that info and I rarely use that account so noone would have my info but the payday loan people and the bank only verified it to be fraudulent since this has happened in many other cases. They stated the best thing to do was close my account which I did right away that same day I found it on oct 5th which was the day I went to make a withdrawal, since I hadn't made a withdrawal since the previous week.
This has never happened to me before and this really angers and concerns me since Identity theft is so huge now.
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