Today I received a "settlement offer" in the mail from Afni Collections. While the mail to address was in Bloomington, IL, please note that the return address on their correspondance is: Department 555, P.O. Box 4127, Concord, CA, 94524.
They are claiming I owe Cingular $1102.79, but they will take a settlement of $551.40. I spoke with a Julie @ 5:42pm today @ 866-265-6111. I told her I had never in my life had Cingular as a phone provider. She was insistent that the debt was mine. When I asked her to provide me with proof that the debt was mine, she told me that they were "final collections" and they did not have that information and could not/would not provide it. She also stated that it was my burden of proof to show the bill was not mine, she didn't have to prove it was. She also stated that the account was from 2000. I told her that the debt was past the SOL and she stated that the SOL did not apply as I still owed the debt.
I informed her that if she could not provide anything in writing that I would convince me that this was my debt, as I was sure it was not, I would not be paying the debt. At this point she began raising her voice and yelling at me. I told her not to talk to me in that tone, but yet she persisted. Her attitude prompted me to hang up on her.
When she was verifying my information at the beginning of the phone call, she had the wrong info on my contact number, but I did NOT give her my correct info. I kinda feel bad for the people who have that number now.
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