Looks like I am the 365th post dealing with AFNI collections agency trying to collect an imaginary debt. First off why is this company still in existence!?
Today I tried to get a loan and unfortunately was denied due to a "$475 debt to AFNI collections agency". After 4 hours on the phone with both AFNI and Cingulair/AT&T I have only been able to verify that the good people at AT&T agree that I do not owe them money and that I have never had an account with my social security number turned over to any collections agency. Of course AFNI does not care what AT&T says, wish I would have read some of these other posts first.
It is absolutely correct when people advise not to call the collections agency.in the end (after a good hour of being on hold and talking to 5 different operators who could not find my account) I talked to some smug jackass who called himself "Josh". He offered to cut me a deal..."a one time offer to settle my debt for $275 instead of $475". It seemed a little odd to me that a collections agency would drop $200 off a debt when that seems to be the amount of money they go after people for. After I declined his "offer" to pay him money I don't owe, Josh "was sorry I didn't appreciate his generosity". At that point I cussed him out and hung up. Maybe not the smartest move but it felt great.
Anyway this is just another story of AFNI collections screwing someone's credit for a debt that isn't owed. When will someone step up and put an end to this?
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