I received a First National Card in the mail that I didn't send for in NY. I called to say I didn't want it. I don't remember if I was dumb enough to give them an account number I didn't have yet. They said I activated it 1/28/07. I moved to Florida 1/5/07. I was living in hotels. The last thing I was thinking about was something that I had thrown away.
In 10/07 my account in Florida at Bank Of America (they have sued them) started going haywire I am assuming it is CCS. My first CCS statement that I received states that a charge of $199.99 projected charges for 12/30/1899 (not a misprint). 12/07 was the first I knew about this account. It also says I purchased and paid $595.98 balance due 12/28/07 of $199.99
So I called to cancel the account and the guy said he would cancel it. (not saying it had to be in writing). The next statement I received said no previous balance and payments of $297.99 made. New balance -$297.99 due 3/28/08. Next statement in April 08 states my previous balance is $199.99 $297.99 (security benefit 99.99, annual fee 99.00,2nd half annual fee 99.00). Balance $497.98 minmum due 4/28/08 $297.99. Last statement received.
I called again they said to get a police report and to close CCS account it had to be in writing. I sent this letter and all I have received since is a letter stating the account is closed with no future charges except pending catalog (never received) orders or late fees. I moved back to NY in 11/07 and closed my bank account before I left. They have changed their name yet again to First National Corp P.O. Box 46101 Las Vegas and I don't know what to do. Help!!!
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