I received a collection letter from Jefferson Capital addressed to my friend in New York, I live in California. They claimed I owe them $3065.00, offered me a mastercard if I paid the amount mentioned in full. I never heard of them before, claimed I opened the visa in 1990, closed it in 2004. I would be happy to pay them if I enjoyed using the visa they mentioned but nope, I don't know them. They know all the vital information about me! They have access to everything!!!
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