This company is just a scam the people that call are rude and they don't really give you any information, they refuse to send statements, they call 6 -7 times a day, the visa logo isn't the real logo it looks different. The company is in SD but the people that calls are from Michigan. They charged me tons of fees, and when I asked them about it they couldn't really tell me much.
I started as a fifty dollar credit limit and I had the card a month and they called and were telling me that I owed them $110.67, I asked for what and they told me for late fees which were only $30.00. And the thing is I didn't even use the whole $50.00. They are a rip-off company and they seek young people that have no credit and this is the only credit card I found I could get because I am only 18. So to everyone that is young and looking to build credit this is not the company to choose. I found that merchant bank of America is the best choice.
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