This Bankruptcy Clinic filed for Bankruptcy without my concent. 4 years ago rigth as i got married i lost my job and major income. I saw myselft in a very unfurtunate situation while starting a famaly and a carrer at the same time. After my honemoon i though it was best for me to declare myself in Bankruptcy and start out fresh. I seaked the help of this firm (They Charged me 1,000 USD). I paid in full and requested for them to file Bankruptcy for me. There was so much missinformationg given by them about the whole process wich made the whole ordeal a nigthmare. They requested the imposible from me when it came down to documentation and requested frequent visits to their offices. There is only one lawyer in the firm (Roberto Sanchez) the rest are selft proclaim legal aid.
I spent 1 year going back and forth with worthless paperwork, then they spent an other year before they decided to file my Bankruptcy. Life has a nice way of turning around and by then i had gotten a great job (with great unexprected income) and i decided not to file since i could make arrangements with my creditors. It took me yet an other year of going back and forth everytime hi cited me to go by, i never new what hi wanted, untill 6 months later i get a letter from the court for the meeting of the creditos, he had filed my bankrupcity.
I went over and spoke to him and asked him to please rectify the cituation, his excuse was that he had to file all the pending bankrupcitys before the new law. (IM NOT FAMILIAR WITH THE CHANGES IN THE LAW BUT THEY MUST HAVE BEEN SIGNIFICANT) His office looked loke a fast food restaurant at lunch time. He instructed me NOT TO SHOW to court and that hi as my legal counsil will take care of "IT". As instructed i dint show and the Bankruptcy was "Discharged" But he dint take care of it. I now have in the public records of my credit report that i have a Bankruptcy that was discharged by a judge.
I have spoken to the credit reporting agencies and the say that this will stay in my Credit for 7 years, I have been declined from credit and i pay higher interest than everyone in anything i do. PLEASE IF ANYONE ELSE IS GOING TROUGH THIS LET ME KNOW, i would love to take a class action against this gentilman, i know is imposible since hi is a lawyer with some experience but im very upset about this matter.
Here is what my credit report says.
Type: Bankruptcy chapter 7-dismissed
Date Filed: 1/1/0001
Reference #: *RAM
Court: US BKPT CT FL MIAMI
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