Its simple. I will not bore you with all the details. You can get the same old story from the other reports. The only thing different with my report is this, a man came to get the truck a week ago, I explained to him that I was filling bankruptcy and my attorney said not to take the vehicle until the bankruptcy was over. There may be a way to keep the vehicle and work it into my budget. I have a 6 yrs old, 5 yr old and 20 mnth old that I can not take to school nor am I able to go to work because after midnight last night, they came and got the truck. Along with my car seat were my bankruptcy papers since I have court in 6 hrs.
Less than 24 hrs after getting the truck in the first place, my husband was hurt and could not work for a period of time, I called WFS and told them I needed to return the truck to the dealer, there was no way I could afford it. They basically laughed and said it was a done deal. We did not even have the truck a year. We owed 18,763.00 and after 8 months of payments, we owed 18.475. Our payments were $390.00 a month. Do the math. Someone was vacationing with my payment. It was not going toward the truck.
On two different occassions, they took money from my bank and over drew me. I had to file a dispute with the bank and and sign a mountain of paperwork just to get the money back.
Bottom line is this, they will get you if they can! No matter how much you pay or how much you try, while you are sleeping, they will get you!
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