When this particular company call me I was told in 60 days if I chose to cancel I will be able to get my money back. When I call I was told I could get my $200 dollars back when I call back in that time frame. Over the phone the representative told me this card was like a mastercard or visa and you were able to use it in a store. Once I receive my card it was just for shop online at there store and the catolog that was sent to me. The way I look at this company it's a rip off just like other customer comment.
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