This afternoon I saw an ad in my local paper in Taylorville, Ill, offering the same position under the name National Capital Funding Group for courthouse researchers. I called the 800-440-7234 number and talked to a woman named Joy. She said her hours there were 11:45 am to 4:15 pm and she said "same hours as you", which is strange because I am CST and if this company is based out of AZ, AZ is not CST, which leads me to beleive that they quite possibly are located somewhere in the midwest now. That or she was lying.
Unfortunately Joy, if that is her real name was very convincing that I would make money with this business, and even put me on hold to make sure that there was still an opening in my area! Very smooth! She told me that the checks were direct deposited every Friday into my checking account and that it would be between 500-1000 dollars each week. I asked her what I would be doing she said that they were brokers and that I would be researching titles to mortgages that people held free and clear. She seemed very down to earth and even joked that Friday the 13th was approaching and she was tired from a long hard day.
I gave her my checking info and postdated the check for next Friday 5-20-05. She said I would receive the software in the mail 5-7 business days following my check clearance. She also gave me the website www.nationalcfg.com and said to check them out and that they were an approved business under FBAA. I had never heard of FBAA but assumed they were like the BBB, she said that she had talked to a couple other people that were having trouble accessing the site and said if I go to www.FBAA.Us then I could access there site from there. I did so and couldnt really find any info on the site. After that I did a Google search for National Capital Funding Group and that is when I read all the horrifying things about this company.
And then I came to Usa Consumer Complaints.com and read some more. Immediately I called my bank and issued a stop payment on the check which cost me $27.00, I am not happy about this, but hopefully it will save my account from being depleted as I read happened to some other people. Thankfully they have not tried to post the check as of yet, and the bank said that if the company is a scam then they probably will not try to put the check through early as they will not want to draw attention to themselves anymore than they have to.
My bank unfortunately said that they cannot flag the company from taking any money. Which now, I'm afraid they will go for the $89.00 using another check number, because I also read that they have done that. I was told to let the last couple things pending clear and then close out my checking account and open another one before they try to take any money. When I was on the phone with Joy from National Capital Funding Group, she also told me that the $89.00 would be refunded with my first paycheck. And that I would receive a paycheck stub in the mail, and for taxes a 1099.
I am sorry that I fell for this scam and hopefully I will not take a financial hardship. I called the 800 number back and spoke to a Linda, I told her that I just postdated a check and that I am calling to pull it, she said I would have to call the customer service line. The number she gave me for that was 602-357-3497 I called and apparently by the message I got was after hours. The message said National Capital Funding Group and the office hours were 7:30am-4:30pm and that if I was getting this message during normal business hours to leave a message and my call would be returned promptly. I hope that I have not made a huge mistake and I hope that I can get my checking account closed before any damage is done.
I would like to extend my thanks to usacomplaints.com and to all of you who posted. If I had not found out then I would have let the check go through and been expecting to make some good money. Which was my whole intention all along. Hopefully things will turn out right. I also called the newspaper after having found all this out and told them what happened. They are removing the ad from the paper tomorrow!
Samantha
Taylorville, Illinois
U.S.A.
0 comments