No legal help or genuine legal advice is provided on this forum. The only individual who occasionally offers general information is Adjuster Jack, a member of our community. However, aside from that, there is not much advice or information to be gained here. Our sister sites, such as law.com and forum.freeadvice.com, unfortunately have members who are critics and may speak rudely. It is unclear why these forums even exist, as they do not provide any substantial assistance.