It comes as a email telling yopu that you have bought a watch in china to the value of $412 - then further down it says that if you did not do than click on a line to recover your money.
It goes on to want all bit of knowledge about you and your money - even the health care card number is required. That is when you get suspicious - I have informed iinet.net.Au who has put a sign which warns people of fraud and tells then to go no further. I am awaiting credit and debit cards from the bank now as I fell for it. (Personal Information Removed)
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