I had been going through a loan modification for 8 months, was told everything was fine. I did everything I was requested to do and sent in all the paperwork needed. (more than 50 times) Throughout the entire process it appeared it was being delayed everytime due to lack of paperwork or something they did not recieve. Also, they would delay the process long enough that the paperwork would have be re-done because of a time restriction. I had always sent in what was needed, it was them that would say it was not recieved or lost. After going through this for 8 mo. I was reassured that our home would not be sold. At the last minute of the sale date, exactly 10 minutes before the sale time, I was told by the representative I had been dealing with for 8 months, that everything was ok. The modification was approved and the sale was posteponed. As soon as I hung the phone up, I recieved another call from my husband and was told our home was SOLD. I have been in a complete fog because I can not understand how this happened. For several months I have tried to speak with the attorney and Citi and have had no clear explanation of what happened. The representative I had been working with told me she herself did not know what happened. Confused and tortured by the whole process of modification with Citi. How can this happen and why has Citi been allowed to continue this poor process of modifiaction? I feel hopeless and lost, no one at Citi has any honest answers. I can not get any information on recieving the funds that were being held on the acct. Does anyone have any info that could help me?
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