I purchased a dining set as a birthday gift to myself with the total retail value of $700. I set up monthly payments for $100 each month and they are STILL saying that I owe $800 8 months later!!! They picked up my 2 chairs two months later because the buttons and table legs mysteriously fell off and they Still have not returned them back!!! So what am I paying for? When I asked them why I am paying 10x as much they said that only a VERY SMALL PERCENTAGE goes towards the item and the rest are for some unheard of fees which to me, sounds shady, and like a complete rip-off to me!!! These people are extremely janky, you will regret it for the rest of your life!!!
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