Bank of America changed their due date policy on mortgages, I have three mortgages with them and they shortened the due date and begin charging a late fee after the 6th of the month, this makes it more difficult to manage my payments as it is probably for most people in a bad economy. After the 12th it goes into additional late charges.
Bank of America is making more profit than they have ever seen before, billions of dollars in profit, and they are still trying to soak the middle income home owner for all they can get.
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