Beware of Bank of America. Ever since I opened a credit card account I've had nothing but problems. Anyone who gets their credit card is in for it if they can't make their entire balance in a payment each month.
Most recently Bank of America changed my payment due date to the 5th of every month from the 6th without any prior knowledge. I paid on October 5th at 4:30 pm about $200 and today got a statement with a late fee. They say I was late in paying even though I thought I was since my due date is the 6th. It has been for a year since opening the account. Always check because they are tricky and a horrible company. Now they will make me pay $40 plus $30 APR fee. I've paid over $200 to date on fees. It is sick because my balance was only $2,000. I pay $50-$400 a month without any late payments before now.
I contacted customer service but it was a joke. None of them would help me and practically laughed in my face.
Please avoid Bank of America at all costs unless you want to be cheated by these frauds.
I see there are several other BoA reports, some by customers that may have been delinquets. I can assure that I have perfect credit history before getting involved with the Bank of America company. Now because my due date was jerked around I was late for the first payment in my history. I pay every month too and look how they treat me!
I wish everyone luck who has been taken advantage of by this horrible company. I'm a poor student so have to break my back by taking on three jobs in the hopes I can pay off this card enough to get the first balance transfer in my life to another card. Bless everyone who is trying to get away from them like me.
Thanks,
Becky
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