I got a phone call january 17 telling me i was elligable for a government grant thru usfinancail. I told them to give me there website info and phone # so i could call them back the next day. The sales rep told me i cloudnt have their # until i paid the prossing fee. The next day january 18 i recived another phone call, gave them my card # got their address, phone number, email, even a username and password for their website. Went to the site didnt work called the number didnt work. Sent an email to someone??? Log on to the bbb website got a number to call and cancel my membership and a confm #. I called usfinancial canceled my membership, started to ask questions about the company and they hung up on me. B4 she hung up she did tell me my 3.87 was not refoundable even if i didnt use the website... Really... Im just hoping and waiting to see if they try to charge me again. I saw all the complaints on scambook and thought i would join the party.