I sent them a certified letter requesting information of how they came about my account that originally started with Beneficial Finance and I requested how much they paid for my account and asked why they can do this when my credit report shows a zero balance for Beneficial Finance in the first place. I received a letter back with no answers to my questions and now received a letter with a journal entry of judgment (they spelled judgement incorrectly also) and added court costs and process server fees of $265.70, accrued and accruing, and $817.64 for what they call reasonable attorney fee. And to top it off I was never served this by any process server and it says default has occurred and plaintiff is entitled to - . I tried 6 months ago to make a settlement offer and haven't heard from them since. Now I receive this in the mail. I paid Beneficial Finance off many years ago, I think it was back in 2004 and now I receive this. I know for a fact that Oklahoma has a time limit on debt collecting of 3 years and this was a long time ago.
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