Please, I need some help. I have been harassed by Love, Beal & Nixon for two years for an old credit card that I once owned for Capital One in Texas. I know live in Oklahoma. Capital One charged this card off and it has been on my credit report for 3 years now.
I received an intent to sue from Love, Beal & Nixon over a year ago. I read some reports on them from Rip Off report and I asked in a certified letter for them to prove that I owed this debt to Love Beal & Nixon. All they did was send back a copy of an old credit card receipt from Capital One.
They now have send me a court summons for August 25. Should I contact a Lawyer? Should I call Capital One and ask for proof the card was charged off and what date to see if it meets with the SOL or not?
I really need some help these people have contacted me at home which is a feat since my number is unlisted. They called my place of business, they called me and said they had a copy of my credit report which I feel is none of their business.
They first said they would sue me unless I paid them 800. Now they are suing for 1200.00. Please someone I need to know what I should do.
Helpless in Oklahoma
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