Unbelievable... I too was scammed out of my life savings. My coach did not have any appointments open at the times I could meet. I called to request a refund of my money and no one would call me back. I found out from my credit card company that if I would have called them first instead of trying to work this out with Fortune Learning Systems they could have disputed the charge up to 180 days.instead I have to find a way to pay my credit card company back $13,000.