Last summer I received a call from what I believe was from this company, American Health Advantage. The caller was a woman. She said that they had a referral from my PCP when asked how come they were calling me. They explained the plan would save me a percentage off of my dental, vision, etc costs if I became a member. They proceeded to give me information about how much the plan cost, and they charge a fee of $29.95 nonrefundable to send the welcome package and $19.95 monthly fee and they would debit my checking account monthly, meaning they needed my account information, When I did not receive this so called information package in the mail after 2 months I became very suspicious. I unfortunely never wrote down the telephone number or I could not find it. Based on this 2 month waiting period for the package I went to the bank to see if they could help me. There response was that I needed to contact them. How do you contact them if you do not know the telephone number or the web address? The account is debited through ACH, so how come the bank was not able to help me at the time?
Today I went into the bank again and there is a fraud alert being placed and an attempt to stop the ACH from continuing to debit my account. Finally... However the bank can only recover 60 days back.
Just because something sounds legit does not mean it is. Do I feel like a fool? The answer is yes.
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