After several conversations with "David" who was representing NBLA, I decided it sounded like a great idea. So I signed up. After the nearly $500 had been taken from my checking account, I still had no paperwork. Spoke repeatedly to "David", as I had to stop my old health insurance so I would not be paying for both. "No problem", he assured me. And finally after 3 times of supposedly sending me the paperwork it came. Of course by then I had already cancelled my old insurance.
The first lie was telling me that both meds I take was on their list. One was not, so if I plan to continue with it I will be paying $100 a month for it. After being told that it could be ordered through the mail order department, I was told that it would only cost $110. What a bargain. As I had only been paying $15. Now I am doing without it.
The next lie was being told, again, by "David", that when I go for blood tests they would be at a huge discount. I gave him an example of what the last ones were and what I ended up paying and he said, after tapping on his calculator, that with this plan I would be paying less then half as much. Only later did I find out that he had no way of giving me any idea of what it would be as they are calculated at the time they are done. Never the same.
I was assured that I was getting the best and most expensive plan so I was getting everything. We talked about my pre-existing condition and he said that there would be no waiting period because I was getting the best and most expensive plan!
Only now, after going to my new endocronologist and having blood tests done am I being informed that they are paying for nothing as there is a 12 month waiting period for pre-existing conditions.
These people are nothing but liars. I cannot just get other insurance and now am stuck with this garbage. They do it in such a way that you give up what you have and there you are.
Stay away from NBLA. It is a SCAM..
0 comments