I just logged on to get my annual credit report and found 3 separate collections notices from Bay Area Credit Service for unpaid medical expenses from "Santa Clara County DOR". I have never used this company, and in looking into it, it looks like it provides services to disabled people. I am not and have never been disabled! Furthermore, I was never sent any bills nor was I ever called about any of these 3 collections. I also did not have any medical expenses that were unpaid by the date they gave—6/09. There are 3 separate accounts, one for $50, another for $50, and a final for $300. I would never let that small of an amount go to collections! I check my credit frequently and pay my bills on time. Until now my credit score was in the high 700s and I am absolutely LIVID this company has the gall to ruin my score when I was hoping to be shopping for a home loan soon. I will do everything I can to bring these SCAMMERS down!!!
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