I was contactedd by a collection agency called 1st Credit out of Chicago, IL. They said that I owe MyPerfectCredit.com $186.00 but couldn't or more like wouldn't tell me anything about the charge or why I owed this amount of money.
All they would say was pay up or we would report you to collections and that it would put a negative mark on my credit. I told Ms. Guice that this couldn't possibly be true because I pay all of my bills and that I never let anything go unpaid.
It looks as if this company is only targeting those with very possitive and favorable credit scores because anyone with negative credit would never have anything really to lose. At this point I am not sure how to handle the situation or who to turn to.
One thing is for sure I am not paying this Shister of a company one red cent. They will have to sue me first and if this is the case they will need to take me to court and show proof of services provided and proper billing and receits.
The very strange thing about all of this is I was never billed for credit score or credit report information obtained. I cancelled what I thought was a credit monitoring service within the 5 day opt out period. Now some 60 days later they tell me I owe them $186.00 How does this happen.
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