I was refered to Trinity Enterprises LLC from my mortgage broker that said they would get my credit cleaned with 30 to 90 days. He also said they would delete the collections off my credit report without me having to spend the extra money and paying them. This is great if it's works. I started with 14 negative collections some medical and phone company etc. I also have 4 late payments that needed to be removed also. They wipe all my late payments and deleted 12 of my collections off Experian and all my collections on transunion got deleted and left 1 collection on Equifax. I paid an installment of $500.00 total over the time frame os 30 days to get over $4200.00 of collections deleted off my report. My complaint is that yes, Trinity raised my scores over 100 points and yES i can close on my home now with a mide score of 660. But, I paid to have them all removed and when I called to complain they told me that sometimes not all negatives come off mostly 90% of what they touch gets deleted. The 2 collections left arn't much in the dollar amount like $150.00 total. But, when I pay for a service I want perfection and yes the 2 remaining items are really mine. But, they were able to move all the others I to this day don't know how they did it, but would like them to finish the job. My mortgage broker is Happy and I am closing on my home this month. They also told me if I wanted my scores to go higher I needed to add some more positive credit unsecured line of credit they offer. I may try this but still want the 2 collections left gone. Over all they are real nice and I always got my questions answered. Just finish the job Trinity and I will be Happy!!!
0 comments