My brother (who has never had a credit card account or bank account in his life), but who is listed on my Home Depot account as an additional cardholder, received a letter from CAMCO stating that his Citibank account (formerly held by MIDLAND ACQUISITION CORP.) has been purchased by them, and that he owed $849.46. The text of the letter includes the following in capital letters:
This is an attempt to collect a debt and any information obtained will be used for that purpose. This is a communication from a debt collector.
On the back of the letter is a "Privacy Policy", and at the bottom a detachable portion giving options for paying by check or credit card. A contact person's name (Lisa Berk) and phone number, as well as hours of operation are included in the letter.
Although the letter looks at first glance to be legitimate, the trappings are only cosmetic, thanks to the sophistication of laser printers. I knew the charge had to be bogus, since my brother works as a odd-job handyman just to get by and has never had his own credit card.
Don't be taken in by this company! Other complaints have been filed about them on this website.
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