A rep from GCS called on a sunday night around or about 9-10 pm central time. I called back to inquire who the call was from, the rep stated they do collections for a variety of company. Then a lead took over the call, implied he was w/citibank and if I paid tonight they would reinstate my charging privileges on the account.
Suggested to give post dated check, borrow money before the end of mth or go to collections.informed husband had just started work, unable to make arrangement, could settle account for later date, settelment refused. Rep called and left message to will not accept no other date. Husband called and spoke w/another rep, that rep told my husband he would garnish his wages to pay, needs to borrow from somebody to pay off. Told him he can not have debt and be a state employee. Used his credit report to view other accounts to validify history of delinquency.
This company needs to be used as an example. They violated my rights under the ftc fair practice act. Just wanted to know if anyone else out there having the same problem.
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