I have had the same experience with M.R.S. Associates. They are threating, rude, and call and scream at my children. I had an account with Capital One before my divorce. I was unable to pay them being a newly single mom and one income. They contacted my employer attempting to get my personal information stating that I "applied for a loan". Which is totally false.
I have been paying my debt back through a credit counseling service. Capital One accepted my new payments and I thought everything was ok. Well, they still continue to call at 7:30 am, screaming. I have stated to them several times that I am in debt consolidation. Now they are stating I have two accounts with Capital One and I need to pay them still??? Excuse me??? They are liars, crooks, evil, demented people who have nothing better to do making $5.50 an hour, then to torment honest people trying to make it in this world.
I will continue to fight them as they will not get to me anymore. I have reported them to Capital One, who apologized, and the BBB. I refuse to let them get to me.
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