I received my first letter in November. I called to inquire about a check I reportedly bounced at a TJ Maxx 13 years ago. The bank was Merchants and Manufacturers Bank. I disputed it and a man got rude with me very quickly when I asked for a copy of the check to be sent to me. He said they don't have to. As a proffesional in the collections industry, namely a collections supervisor, I advised him he did have to provide that to me seeing how I had called the bank and they had no record of me ever banking with them.
I ended the call and heard nothing back till a few days ago. I received another letter from them with a new amount due, 3 times the amount of the first. So for my own amusement I called and asked them why so much higher. They told me the state of Tennessee levied a fine on me. The merchant and bank as well as the alleged transaction all happened in Illinois. So why would Tennessee levy a fine on me? I asked the lady this and she called me a f — g idiot and hung up on me.
I called back to let them know they were messing with the wrong person and they put some guy on the line who sounded like he worked for John Gotti who proceeded to cuss me out and hang up on me because I wanted some credentials as to their office being that of an attorney. I would like to file a class action suit against these clowns.
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