On Friday, May 2,03, I recieved a voice mail, at approx, 10:32 AM. Something like this. "Yes this is Frank Jones, Mr.%, You need to call me TODAY. Your claim number is XXXXXXX and I will need your "SOCIAL". GOOD BYE " (e was very rude)
I was able to retrieve the voice mail at about 2:00 pm. I was stunned, shocked, and very curious. I had NO outstanding bills and a good credit rating. Who could this be.
I Tryed calling MR 'Frank Jones every 1/2 hr, till about 5:30 PM. I always got his voice mail. I left a voice mail at 2:30 and one at 5:30.
On May 5 about 9:45 AM, I was able to reach him. He asked me, if I was %, I said yes, he asked is your ssn & — - . And I said yes. Frank Jones said it was about an 850.00 outstanding debt from 1989 from Mont. Wards. He was willing to take a reduction of 500.00 over the phone if I would settle right then.
I said, Unless my X wife signed my name to a MW credit Card APP, then I never had an account with MW.
I told him I would get back with him, I would talk to the X and find out.
May 6, He called me approx 4:30 pm. He wanted to settle now. I said, I am driving and can't talk now. He said call me asap before 8:00 pm.
My X said she swore we never did have an account, I remembered in 89, we never recieved Past due letters from Wards etc. Etc.
It made sense.
May 6,5:35 pm, I call old Franky boy back, (or is he Josh?) I told him in no way was I going to mail him any money, because I never had a M. Wards acc. He said he had 'my profile here with some payments you made.' I insisted He prove it with signed doc. Of Me on checks, cred. Apps. Etc.
The conversation deteriorated with raised voices, (no swearing), I insisted he 'prove I had an account. All he could say was, thats ok, you are in denial, we won't go away, and we will get our money, and it will be a lot more than 500.00, good day. (hung up)
I will give updates, in future, And call the A. General.
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