FCNB is such a rip-off! I have an account with them, for a Spiegel's Charge Card. Everytime I look around, they're sending me NEW fees, without a notice. I was told in Jan. 2003 that I had to pay $8.00 just to pay them with a check by phone, ridiculous!
Now, they're telling me that my account is over the limit, due to ALL the unnecessary fees they charge and if I DON'T pay a hundred and some odd dollars, they even charged me a $35.00 over the limit fee and will continue until I pay the money to get it below the credit limit.
FCNB should be ashamed of themselves, they keep CHANGING the amount of fees, make you pay them $8.00 to PAY them a check by phone, which is CRAZY! I am going to CLOSE that account and just pay it off, I DON'T have time or money to pay them for unnecessary fees...
I hope they be taken to court and sued for a tremendous amount of money! I advise anyone that has an account with them or plan on having one with them, think twice...
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