Complaint / Review
Universal Fidelity
After 15th recorded message, whether I answer or not, I called. Wendy was rude at best, just wanted money. This was about my wife prior to her being married. So whatever it is is 4 years old. Sounded like a fishing scam

After being on hold for 17 minutes at the number UFC left I finally spoke with Wendy. This was some collection call for my new wife so its over 4 years old. When I advised her that I need some proof of the debt, she said call the creditor. I don't know who the crditor is, or was. Wendy was very uncooperative about this, she just wanted payment plan, on $25.00, how ignorant of her. I advised her I disputed this debt and until she provided some written proof, I wasn't paying a penny. I asked her to please stop calling until the dispute was settled, she refused said they will continue to call, after quoting the FDCPA, Wendy still said they would keep calling. If I had ever received any type of bill on any debt I would have paid, but Wendy, she just wanted the money. What a moron.

It appears it is a fishing scam of some sort. Their website has expired, pending renewal. I would be happy to pay with some proof of the debt, needless to say the violation of my wife's privacy and disclosure. But it appears this collection agency doesn't concern itself with harrasment laws. They soon will.