They are now using closed bank of america. Since i've been a continous b of a customer for 39 years they are using old overdraft records on a closed account i had with my ex-wife over 8 yrs ago and if there were any o/d they would have been extracted from my other accounts. They gave me the typical offer to pay in 3 differt way and a new twist is they are offering a prize to pay the first option with a 60% discount. The real bad thing is i think they may have my ss#. Ripoff, scam, ripoff
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