I was contacted by mail in late May '07 (and phone) by a person working for Bronson & Migliaccio concerning a credit card debt (I hadn't received a bill from this company for a couple months) which was owed. According to the letter, Direct Merchants sold it to Worldwide Asset Purchasing I, LLC-Metris (I never received notice of this from Direct Merchants Bank - the original company, nor Worldwide Asset). This supposed lawyer's company never sent me details on the debt, but made me pay $445.24 in two installments before the end of the month.
I then received another call saying my account # was wrong and I had to give it a second time, but had to pay the entire amount all at once. It took 3 calls after that to get a letter of total release of this debt. I recently found out that they are not really lawyers. (I never got a "hard" copy of the "release" - they faxed it to me.)
The "Bad" Bronson & Migliaccio was apparently in upstate NY, according to the person who called me (I do have her name and she's certain they are real lawyers); however they are also here in MD. Anyone having similar calls, please respond! Especially if you know of any recourse I can take! The signature on the letter faxed to me is Scott Wheat, Esq. I spoke with another person, the supervisor, whose name I also have.
Why didn't I receive notice from Direct Merchants about selling the loan, or a letter from the buyer?
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