Embrace Visa targets the elderly and people who are trying honestly to repair their credit. They entise them with promises of repaired credit and the ability to re-establish themselves.
Many times elderly citizens become overwhelmed by credit cards and credit cards offers. Then, before they know it they are over their heads, owning more than Socail Sercuity pays them.
Along comes Embrace Visa with "the answer to their problem", they promise to get them out of debt and restore "their good name". They are bogus. They take the money, never applying it to the orginial debt.
The poor person believes they are doing good because they are being responsilible and paying off their debt, when in real life they are falling further and further in the hole.
When this happens people usually become disenchanted and give up, figureing their credit is shot and their is nothing they can do. The elderly become sick, sick with worry over how they are going to get out of an even bigger mess, sick because it is ruining the good name they worked a lifetime for, sick with the thought that they are not good enough or they can't take care of themselves and finally just plain phyically sick, which can have very life threathening effects.
They should not be able to get away with it!
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