I orginally accepted the credit car because it sounded like a good way to re-establish credit after a divorce. I set up automatic payment schedules, out of my checking account, in order to make sure the payments were received on time. Things went well for approximately 6 months, even received an increase in my credit limit. Then for no reason I or my bank can determine the payment schedule was canceled and my information was dropped from the system and then the calls started. As many as 5 calls in one day.
At first I talked to the representative, but one supervisor cussed me out and then hung up on me. I have kept track of all the calls with time and date. I have told Embrace I would pay the bill as soon as they take off the phony fees they have placed on my account. They would have been paid by now if they had not stopped the auto pay I established. Since I am drawing Social Security and Retired Militay Pay I believe they hink they can scare me into paying something that was placed on my account due to no fault of my own.
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