I was offered a deal on a past debt for a settlement if I apllied for the program through Jeffereson capital which is also Embrace Visa. I have been paying these poeple for almost two years. I missed 2 payments in which I completely overlooked. They called me like every thing was ok with the account and I later sent them a payment of 40.00 to bring the account current. I called them today Feb. 20 to see when I would be able to use my card and I was informed that I was no longer in the program as of December 6th. This is complete bull* this company is suspose to help you rebuild your credit and they pull a stunt like this. Not to mention you pay them the money and can not get a Person that speaks an ounce of English Its like every one is "Hooked On Phonics".
I am reporting this comapny to every intity that I can, I am also writing to my stae rep. This is not fair to people who work hard for their money and are trying to get their credit back in order. This company is a rippoff and I suggest that no one takes anything they offer. You have a better chance disputing the debt and it getting wiped off your credit because they did not respond in thirty days.
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