I checked my account early in the morning to find I was charged an overdraft fee of $25.00 from USA CREDIT. I do not use this account to pay bills or buy anything with, so I knew right away this was going to be a big issue.
So who are they? The name sounded familiar but I didn't know why.
I tried to find them on the website and what I found instead was usacomplaints.com with USA CREDIT's name all in it.
I read the reports and BAM! I remembered where I saw there name. It tried to get me to sign up with them about 2 weeks ago online. They popped up a few times while I was applying for payday loans. Then I started getting emails from them.
I got USA CREDIT's phone number from the reports about them here. I called them and all I said was my name and the employee there was able to tell me my, SS#, address, and phone number.
Now we all know when we call a place of business we are the ones that have to verify that kind of information. Not the other way around. They did not know I was who I said I was.
They claimed that I authorized them to withdraw money from my account. Ofcourse I told them no I didn't. I told her to give me the website that had a copy of the application that I suppose to have filled out.
She had the nerve to give me a bogus website. The address she gave me jumped to an address in the UK.
I don't know how they did it but they got my information from the other websites that I did give information to, even my bank account info.
A few hours after I saw this I was at my credit union's front door with a copy of one of these reports from another victim and what happened to me. I hope this gets resolved soon. I will post my results from my credit union here soon after they do ther own investigation.
There are pages and pages of fradulent reports about them here. It's really hard to believe they are still in business and able to steel from so many people.
The last thing I have to say is keep track of what is taken out of your account, and DONOT hesitate to question it with your bank.
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