I applied for a small business loan on-line. Two days later I was called by Peter Sills telling me that I was approved for the $10,000.00 loan I had applied for. Immediately I asked "what is the catch". He said "what do you mean? Is it because you have not been approved by a bank?" I said yes. He said "well we can help!" I was excited that after 1 1/2 years I can FINALLY really get my pet store rolling and not have so many open accounts with distributers!
So, he told me that he would be faxing me the contract to sign, and he did. I signed it and faxed it back along with a copy of my drivers license, social security card and BANK ACCOUNT INFO! The original contract said that my loan would be directly deposited into my account in 2-8 hours. COOL! As you all know, that didn't happen.
So, I call the company and asked for Peter. Peter is not available but Greg davis is, ok. Greg tells me that I need to send the 1st 4 mos. Payments in because I am high risk because my business has been established less than 5 years. OK, fair enough. However he can not take it out of my bank account, he needs me to western union it to Ophelia Jones ($1034.16). He said that he would call me back with a confirmation #... Never did.
I FINALLY get a hold of someone the next day (after repeatedly hitting redial every 5 minutes for 3 hours) I was then told that I needed to send $1030.15 to turn Canadian $ into currency to be deposited I said no. The lady (Josey) told me that if I did not do this, I will have breached the contract and I would not be refunded the original $.
So, stupid, nieve me western unions again. But this time it was to Jabeka Coley in Canada. (do all these names sound made up to you?) also, please note on your western union receipts that you have to have a "question" and "answer" this is so they do not have to have ID to pick up the $!! (I later found this out)
OK so after the promised 2-8 hours and still no funds in my account, I call again (after being hung up on more than once) talking to someone in accounts. She told me that I was annoying because I called so many times a day, told me that I would receive a refund in 30 business days (right) and hung up on me.
When I called right back the same lady personally threatened me by saying she knew where I live and where I work and that she does have friends in MN that would "take care of me" since then I have had my window at my store busted out TWICE!
Because of this place I am #1 in jeopardy of losing my store (because I used part of my rent to pay these people, thinking I would get it right back) #2 in jeopardy of losing my home and most important #3 in fear of my life and the lives of the animals that reside at the store that is now being vandalized. Local police can do nothing until someone is caught in the act!
0 comments