I also suffered at the hands of this loan company. I called a man named Jerry Vincent to inform him I ran into a problem with my finances and asked to be rescheduled for the next pay period to get their money. I was assured that would happen. Since I had this promise from him, the little money that was left in my account, I wrote the rest of my smaller bills. I always write my checks the morning of my payday.
On payday, Sonic tried to get the payment anyway and all my checks bounced. There were 4 of them that totaled abour 400.00. I called back to Sonic to find out why they did not keep their promise after I called them two days in advance about the money problem. I spoke with a guy named Richard. He was so nasty telling me it was my obligation to pay the money because I signed the contract. I asked to speak with a Supervisor. Her name was April. This woman was so nasty and started threatening me I just hung up on her.
Just before the next pay period, I called to ask if I could make payment arrangements for the loan that was outstanding. I was told I could not, that they wanted all the money at one time. I told them I did not have it because they tried to get their money the past pay period and all my checks bounced and their were fees for each check and I could not even pay stop payment fees. Each check went through three times at 33.00 per check. That was a total of 366.00. My account was in the negative.
When I received my next paycheck, the bank took their fees and Sonic tried to take four payments at one time. I called back to Sonic and asked why they were trying to take more than I actually made? I spoke with a chick named Heather. She was really a B$. I could not talk to any of these people.
My account stayed in the negative for a month and the Bank closed my account. Since then, I have called Sonic twice to try to make payment arrangements because my bank account was closed.
I was told first by Richard I could make arrangements. Next thing I know, I was called and this same guy said he was in error to tell me I could make payments and that I was too late to make payments now. He said a Wage Assignement was going to be sent to my job. It was sent. Since they were doing that, I did not contact them anymore.
Two days ago, I received a call from someone who claimed to be a representative in a law firm representing Sonic. Suddenly, it was fine to make payments, but I had to do it through Western Union. I told the lady there was a Wage Assigment pending on my job. Why was she calling me now? She said since they had not heard from the job yet to start sending payments. I asked for an address to send a money order. I was told the only way the money would be accepted was through Western Union and it had to be a Quick Collect. One thing I was not going to accept was being dictated to on how I pay a bill. I would have to spend additional money to send the money due them through Western Union.
I called Western Union to see if I could get an address by giving them the Code City (Sonic) and Code State (Texas). Western Union said they sent payments to them but could not give me an address.
I need to know who is to receive the money, a valid address and be able to send the money the cheapest way I can because I don't
have that extra 15.00 - 20.00 to give to Western Union for their services.
Actually, Sonic owes me almost the same amount as I borrowed from them if not more because of all the bounced check fees and other fees I had to pay to the bank.
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