I received information about a problem on a credit report and looked into Experian reports to discover a bad report submitted by Asset Acceptance that was from 1999. I had never received any contacts or bills from them even though they admitted that they had my correct address. I explained that this must be a mistake or identity theft and asked to see a copy of the original bill.
The employee, Audrey, was extremely aggressive and rude and refused my request. Her supervisor ordered me to pay the $350. Bill including $125.in interest and said she would not send me a copy of the original bill. (I wanted it to report identity theft to the police.) She told me to have an "Attorney call her" and hung up the phone. All my credit is perfect except this and I have lived at the same address for years.
They purposely do not send out bills and submit bad credit reports and wait for people to call them to try to discover the problem. Then they attach huge interest penalties and refuse to provide information concerning the origin of the bill. Beware!
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