These people wrote to my disabled husband about an acoount which had an outstanding balance of $6,435.88.
I called an their representative, Anthony, ext 756, who informed me the account was suppossedly setup in June 1988, during which time he was hospitalized.
He said there was another name, Mary Dozier, on the account with his same social security number. Mail showed being sent to her at our address since 1988 & payments were made until May 25,1996 and the original creditor wrote-off the debt in 1999.
We know no Mary Dozier, never made any payments on the account and our address didn't exist until 1992 when the county assigned an address the the lot we purchased, previously timberland.
I sent them a certified, return receipt dispute letter a week ago and have not received the card back yet, although we did get a JC Penney Charge Account offer for Mary Dozier in today's mail.
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