I just received a letter, (forwarded from N.C.),
from Merchants' Credit Guide Co. Located in Chicago Illinois. They are a collection agency & claim to represent Asset Acceptance who "has purchased your defaulted account", and are trying to collect $1853.98.
The letter states that the original creditor was Hurley State Bank & gives absolutely no information regarding the original creditor. I have never had any account with Hurley State Bank nor due I owe them any money. I've never even heard of them.
I called Merchants Credit Guide from Thailand, where I work & spoke with a Mr. Ken Hughes who refused to give me any information as too what the debt was about. He said I must have charged something & never paid the bill but what that "something" was he wouldn't say. He had my correct social security number & a former address in Los Angeles that I moved from in early 1992. He also said that their records showed a prior address in Long Beach CA. I have never lived in Long Beach.
He was rude & insulting & just kept repeating that I must owe for something that I never paid for & that the creditor has been trying to collect this "MYSTERY" debt since 1992.
12 years?
I again asked him to provide me with any information as to the nature of this debt & he told me to put it in writing & they "may" be able to provide me with verification & the address of the original creditor.
I said they appeared to be running a SCAM & hung up.
Tom
Bangplad, Bangkok
Thailand
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