I received a letter in the mail on Saturday addressed to my husband stating that he owed $1,193.23 with the original creditor name of Verizon/GTE and the Client name of NCO Portfolio Management, Inc. It gave three options of how to pay, a place on the back of the letter for my credit card info and an envelope to send it back in!
He hasn't had a Verizon or GTE account since 1993 and never owed that much when he did have them. This is a scam and these people need to be stopped! I couldn't believe all the entries on this site already with this guy's name on it! Why hasn't he been stopped?
I found it interesting that the phone number on our letter was (888) 249-1035 - similar but a little bit different than the others listed here. I looked up Merchants' Credit Guide Co. Under the American Collectors Association website as it was stated on my letter that they are a Member. They were listed as a member but the address had a Suite No. Behind the address and the phone number was different. It's a shame if Merchants' Credit Guide Co. Is a legitimate business and is being given a bad name by this jerk!
I tried calling the number on my letter today to find out what this was about and it just asked for a mailbox # and every time I tried to call and enter a any number it would just cut off. I did finally get a hold of someone after looking through the fine print on the privacy notice information on the second page included in the letter and was connected to 5 different people before I finally got one who asked for the file number on the letter. When I told him the file # he said he didn't have anything that matched that and asked for my social security number.
I told him I wasn't going to give him my social security number as I didn't know if this was a legitimate company and he got mad and said "you called me!" Yea, after going through three different phone numbers and five different people! He hung up on me!
This letter also has the line about unless they get a letter within 30 days of receiving this that we dispute the validity of the debt they will assume the debt to be valid!
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